Fixed Rate vs Floating Rate — Which Should You Pick?
3 min read
Every swap on ff.io gives you two choices: fixed or floating. A fixed rate locks the price the moment you create the order — what you see is exactly what you get, regardless of market swings during confirmation. A floating rate follows the market; the final amount is determined when your deposit hits the required confirmations.
Use fixed when you need certainty — for example, paying an invoice for an exact amount. Use floating when you think the market might move in your favor and want to capture that upside. Both options are fully non-custodial and settle within minutes.
Pro tip: for large amounts during high volatility, fixed rate removes the stress of watching charts while you wait for block confirmations.